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Pay As
You Go Payroll Workers Compensation
Insurance-
PaySmart
offers pay as you workers
compensation solutions for
construction companies with
over 20 insurance carriers
throughout the U.S.
We write more tough classes
of business than other companies
because we have more insurance
markets. We also own
a national insurance agency
and workers compensation
carrier. When others
say "no", we'll say "yes.

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Pay As
You Go General Liability
Insurance-
We introduced
the concept of pay as you
go general liability and
have exclusive access to
programs and markets specializing
in construction general
liability. Save money
on GL.
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Insurance
Certificates on Demand-
One call
can allow our construction
clients to turn in
payroll and issue certificates
in the matter of minutes.
Our staff issues hundreds
of insurance certificates
everyday and we know how
important they can be for
a job. PaySmart understands
construction payroll.
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Cash flow-
Our unique
ability to bundle construction
payroll, workers compensation,
general liability, and other
insurance/employee solutions
make us a great partner
for construction payroll.
We eliminate upfront insurance
costs and minimize the financial
impact of year end insurance
audits which maximizes our
construction clients' cash
flow.
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Certified
Payrolls-
We understand
the ins and outs of construction.
We can process and produce
certified payrolls for any
jobs that require certified
payroll reports. We
can also provide wage reports,
job code reports, work comp
reports, and more as needed.
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Simple
Payroll Communication-
Just phone,
fax, e-mail, or use the
Internet to input your payroll
hours. We will process
your payroll within 24 hours
and issue checks, direct
deposits, or debit card
transfers.
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Simple
Payroll Reports and Registers-
Our standard
small business payroll reports
show current and year to
date earnings, all deductions,
and complete tax information.
Additionally, direct deposits,
sick and vacation time,
department information,
and tax summaries are included
with our standard reports.
Other reports available
on request and free of charge.
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Simple
Invoicing-
Our straight-forward
pricing will be easy to
understand and account for
with no additional charges
for the things most other
payroll companies charge
for such as direct deposits,
quarterly taxes, new hires,
garnishments and more.
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Simple
Employee Input Page-
Each time
we process your payroll
we will send you a new employee
input worksheet with each
active employee listed on
the worksheet along with
their hourly wage and space
to list hours for the next
pay period. Many variations
to choose from.
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Easy Banking-
Employee
net payrolls, employee taxes,
employer taxes and fees
post against your small
business account each time
we process payroll.
This allows clients to hold
onto their money longer
and ensures they keep funds
from un-cashed checks, etc.
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Complete
Payroll Tax Compliance-
PaySmart
collects and manages all
of your employee and employer
tax liabilities. We
complete your federal, local,
and state tax forms and
remit taxes taxes on your
behalf. We'll even
assign you an IRS ID that
allows you to verify our
tax payments anytime.
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General
Ledger-
We'll provide
you a general ledger summary
report each time we process
your payroll to help you
or your accountant know
how to post payroll to you
company's business taxes.
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Simple
Insurance Solutions-
We are part
of The Insurance Shop, the
national leader in business
insurance with over 10,000
satisfied insurance customers.
PaySmart represents
the next generation in the
integration of insurance
and payroll. We offer
pay as you go workers compensation
insurance, pay as you go
general liability, small
business insurance, property
and casualty insurance,
commercial auto, and much
more.
Visit The
Insurance Shop to learn
more about our insurance
products.
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Simple
Benefits-
We offer
a turn key national benefit
program that gives you and
your employees instant access
to 3 indemnity health plans,
2 dental plans, a vision
plan, and a term life insurance
plan with no underwriter
or employer matching required.
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Out-of-the-Box-Service-
We like to
think of ourselves as a
forward thinking kind of
payroll company. We
thrive on customer service
and expect continued growth
and innovation within the
payroll and insurance industries.
Times are changing.
Partner with innovators.
not procrastinators.
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Dedicated
Client Service Reps-
PaySmart
believes that having a dedicated
payroll service representative
that understands your payroll
service needs is a good
thing. That's why
we match you up with a primary
and secondary payroll technician
to service your payroll
account needs.
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