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Business Insurance Solutions

At PaySmart, we do more than simply refer our payroll clients to another agency for help with their insurance needs.  We are a division of one of the fastest growing insurance agencies in the country- The Insurance Shop.  Find out how we can help your company find affordable business insurance solutions for your company.

Workers' Compensation

Get affordable workers' compensation quotes from dozens of carriers.  We offer Pay As You Go solutions that reduce the start-up cost of insurance, improves cash flow, and reduces our clients exposure to audit balances.

General Liability

Save money and time with our general liability insurance solutions.  Let us provide optional quotes and flexible payment plans for your GL coverage.  Now offering Pay As You Go policies for construction and service industries.


Commercial Packages

We operate a full line insurance agency offering access to some of the best insurance companies in the country.  Ask us about our package coverage options, including commercial auto and property coverages.  Save money by combining your insurance with one company.


Professional Liability

Professional Liability insurance, also known as Errors and Omissions coverage, protects business owners from negligence claims associated with professional services.  Contact one of our insurance specialists today to find out more.


Employer Practices Liability Insurance (EPLI)

EPLI protects employers against claims by employees where their legal rights have been violated.  Claims may include harassment, discrimination, and wrongful termination.  Consult with one of our agents to see if this coverage might be right for your business.


Construction Insurance

Contractors usually incur significant costs associated with their general liability and work comp insurance.  We specialize in providing PayGo insurance solutions for the construction and service industries.


Payroll Insurance Integration

At PaySmart, we offer Pas As You Go insurance solutions like general liability and workers' compensation insurance with little to no money down.  Our programs improve cash flow and reduce audit exposure.  Find out if we can help your business with one of our integrated insurance solutions.


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Contact a PaySmart Payroll Specialist and ask about our payroll insurance today.
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PaySmart is an independent payroll provider and a member of American Payroll Association.  We may share customer information with insurance partners to assist you in placing coverage. Please visit for more information on payroll and employer taxes. Our payroll service listed on Better Business Bureau.
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