PaySmart offers a lot more than just great
payroll. We help our business partners manage their
benefits programs and provide access to optional benefits
solutions such as health insurance, dental, 401(k) plans, and
are a division of The Insurance
Shop, one of the fastest
growing insurance agencies in the country.
Whether you want us to help manage your existing benefits
program or you want us to provide benefit solutions, chances
are, we can help.
We offer health plans through several national insurance
companies such as PPO, POS, HMO, and indemnity health plans.
Contact us for more information regarding group health
401(k) and Retirement Services
PaySmart has partnered with The Online 401(k) to provide both
turn-key and custom 401(k) plans with no hidden wrap fees.
With plans starting under $500.00, we offer complete record
keeping and administration services, and all plan documents and
compliance testing is provided.
Premium Only Plan (POP)
POP plans allow your employees to pay their portion of health
insurance premiums on a pretax basis. This allows your
employees to reduce their taxable income and allows the employer
to save money by reducing matching payroll taxes.
Flexible Spending Pan (FSA)
An FSA account encourages employees to set aside pretax dollars
to pay for their out-of-pocket medical, dental, and dependent
care expenses. Participating employees designate a portion
of their pretax salary to be moved into the plan which lowers
their taxable income. As they occur qualified expenses,
they get reimbursement from the FSA plan.
Employer Practices Liability Insurance (EPLI)
EPLI protects employers against claims by employees where their
legal rights have been violated. Claims may include
harassment, discrimination, and wrongful termination.
Consult with one of our agents to see if this coverage might be
right for your business.
Dental, Vision, and Life Insurance
Group dental, vision, and life plan are pretty straight-forward
benefits that keep employees happy. We can administer the
deductions for our customers and remit vendor payments, or we
can shop for new benefits on a voluntary or contributory basis.
Payroll Insurance Integration
At PaySmart Payroll.com, we know how difficult the business of
employment can be. That's why we offer insurance and
benefits solutions that integrate with our payroll services.
We want to keep things simple for our customers so they can
focus on running their businesses.
Contact a Payroll Benefit Specialist today to learn more
about our benefits programs.